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What happens when you get the wrong information about your property?


Jason Bates*, a seasoned investor in commercial real estate was selling his property, and there was a new building search done as part of the process. Unfortunately for Jason, the new search revealed open permits that should have been disclosed when he bought the building; but at that time, the search showed no open permits.

Since Jason never closed a deal without title insurance, we were his next call. This situation fell under our coverage for an incorrect response from the government, so we were able to save him the cost and hassle of dealing with it. We were able to work with the city to close the open permits at no cost to Jason.

So what happens when you get the wrong information about your property from the government?

If you have title insurance from FCT, we’ll have your back! We’re here to protect you from many title and non-title related issues. An owner’s policy helps protect you from fraud, errors in government response (like in Jason’s case), unpaid taxes and utilities that form liens, and other risks. Lenders usually get title insurance as part of the purchase deal, so why wouldn’t you?

When you’re making a big investment like buying commercial property, adding an owner’s title insurance policy to your deal is a wise choice!


*Name has been changed to protect the privacy of our client.

Subject to certain exceptions, commercial title insurance policies equal or below $10M CAD are provided by FCT Insurance Company Ltd. Commercial title insurance policies above $10M CAD are provided by First American Title Insurance Company. Reference should be made to policy documents to confirm the insurer on any individual transaction. Services by First Canadian Title Company Limited. The services company does not provide insurance products. This material is intended to provide general information only. For specific coverage and exclusions, refer to the applicable policy. Copies are available upon request. Some products/services may vary by province. Prices and products/services offered are subject to change without notice.


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