Protect your investment
with title insurance

Your organization’s reputation and assets are on the line with every residential mortgage you issue. We can help you reduce those risks. Residential title insurance guards against claims that challenge the lender’s interest in the title. 

For a low one-time premium, paid for by the borrower, we’ll cover you for as long as the mortgage remains registered against title. Here are some of the benefits of residential title insurance policies:

• Protects lenders against actual loss as a result of unknown defects in title, fraud or matters that would have been revealed by an up-to-date survey, real property report or certificate of location.
• Ensures lenders don’t face losses associated with the priority, validity and unenforceability of a residential mortgage.
• Lenders and mortgage professionals can close deals faster, more securely, and at a lower cost knowing that they’re protected against issues that may come up during the registration “gap” period.

Commercial title insurance reduces the need for costly searches, allowing transactions to close in days, instead of weeks. FCT offers customized underwriting and select coverage on known defect issues to ensure deals stay on track.

A one-time premium, paid for by the borrower, insures you against covered risks until the mortgage is fully discharged from the title. Commercial title insurance from FCT also offers the following benefits: 

• Provides the most comprehensive coverage in the industry with a wide range of covered risks for lenders.
• Simplifies the commercial lending process, while reducing your liability and exposure through no-fault coverage.   
• Gives you confidence that if a loss occurs, your claim will be resolved quickly and to your satisfaction.
• The financial security of being backed by both First American Title Insurance Company and FCT Insurance Company Ltd.