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Change is often hard to notice when it’s happening around you. Not so if you’re a lending professional in real estate—the industry has undergone a digital transformation over the last few years.
It’s a new world. Fully digital transactions let your customers move at a faster pace than ever before, and innovative digital solutions are helping your business meet that demand—or they’re helping your competitors’ businesses. That’s why it’s so important to know what new tools you have at your disposal to work simpler, smarter and more profitably.
Getting fast, accurate valuations has never been faster
Systems powered by machine learning have changed how your property valuations are done. Automated Valuation Models (AVMs) analyze data like comparable sales, market trends and in-depth property information, in order to provide an accurate valuation in just moments.
In today's competitive market, where properties can sell quickly, AVMs’ speed is essential. Real estate professionals and property owners need accurate and timely valuations to make quick decisions. AVMs help them react to market changes quickly, giving them an advantage.
Keeping the human touch in automated valuations
At FCT, we believe that human judgement and expertise shouldn’t be replaced. That’s why our system uses a flexible approach, able to engage an appraisal professional when needed. You get the speed of a statistical model powered by machine learning, backed by human discernment and professional experience.
What are your properties telling you?
Moving quickly is essential to respond to market trends and consumer demand, but speed only gets you so far if you don’t know where you’ve been or where you’re going. The good news is, you already have the insights you need within reach—the trick is unlocking them.
Let’s look at renewals as an example: did you know that, for many major lenders, about 20% of the mortgages in their portfolio will be up for renewal by the end of January 2026? How much of your book of business is in that category, and how much do you know about those properties?
To get a clear picture of your portfolio, you can only dig as deep as your data. That’s where property data solutions make the difference between guessing and knowing: the right solution can give you visibility to a clear path through your risks and towards your opportunities.
Having better data drives better decision-making
Access to better data helps you make smarter decisions. In the past, local property data provided locally was enough. But now, those working nationwide need nationwide data in order to compete.
The best property data solutions go deeper by providing you with insights. For example, Property Intelligence from FCT lets you monitor your portfolio for the signals hiding in all the noise of your property data: which properties or mortgages are most at risk because of borrower factors, or from environmental risks? What trends can you detect early from looking at your valuations over time? Your properties are trying to tell you, but it only works if your data are accessible and easy to interpret.
That’s why FCT’s data solutions make getting property insights simple. We collect and verify data from over 18 million properties in Canada, which lending professionals can access in a few ways, including Digital Gateway, a one-stop API.
Our solutions offer you a single destination for truth: a way to confidently leverage nationwide property data, knowing that the team at FCT has vetted those data against reliable sources, like municipal property records. That way, you can base your decisions on the most accurate data, which leads to more efficient work, more informed choices and better outcomes.
The real estate landscape is shifting, but when you have high-quality data, your path through it becomes clear. Start your new journey with powerful data solutions from FCT, and experience the confidence of making truly data-powered decisions.
Services by First Canadian Title Company Limited. The services company does not provide insurance products. Some products/services may vary by province. Prices and products/services offered are subject to change without notice.
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