Fraud Insights Centre
Stay informed. Stay protected
The fraud insights centre delivers expert insights, tools and strategies to help identify and prevent fraud in the real estate sector and beyond.
Download the 2025 Fraud Insights Report
Get the latest fraud trends, expert analysis and fraud prevention resources and strategies from FCT.
Redefining fraud prevention in a digital world
Technology has reshaped the fraud landscape, making deception more sophisticated than ever. Fraudsters now manipulate digital platforms, harness AI to mimic identities and exploit remote access tools to carry out illicit transactions—all with alarming precision.
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Staying vigilant for fraud, no matter where
Fraudsters are able to produce sophisticated forged ID documents, thanks to advances in printing technology. The fakes are convincing enough that they’re able to pass even visual inspection by professionals. Proper identity theft protection is now essential, even for in-person transactions.
Staying ahead requires more than vigilance; it demands innovation. Modern fraud prevention relies on advanced fraud prevention resources such as technology, strategic foresight, and a commitment to continuously evolving.
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Fraud prevention insights
Take a look at our blogs and resources to gain a better understanding of title fraud and what FCT is doing to prevent it and protect consumers and professionals.
For professionals:

What’s next? The future of fraud prevention

Behind the Deal: Defending Against Real Estate Fraud
Join FCT's free 1-hour webinar to learn how legal professionals can detect and prevent real estate fraud.

Behind the Screen: Defending Against Online Fraud

FCT’s Client ID Verification Gains Momentum in the Fight Against Fraud
FCT’s Client ID Verification is revolutionizing fraud prevention in real estate, ensuring secure transactions and protecting against real estate fraud.

How can we help prevent title fraud?
Title fraud is getting more sophisticated, with fraudsters able to make fake IDs that can pass in-person inspection. Here's what legal professionals can do.

Recognizing red flags in legal practice and staying ahead with technology
This webinar is designed for legal professionals looking to enhance their knowledge and skills in identifying and combating fraud in their practice.

Three ways you can protect your customers from title fraud
Explore practical steps to safeguard your clients from the risks associated with title fraud.

Let’s hear from the fraud prevention experts
This piece offers insights from FCT’s fraud prevention experts, focusing on practices that legal professionals can adopt to detect and prevent fraud.

How can ID theft lead to title fraud?
This blog discusses the link between identity theft and title fraud, emphasizing the importance of title insurance in every transaction.
For homeowners:

How title insurance protects homeowners from title fraud

What’s being done about title fraud?

Canada’s seniors are vulnerable to title fraud
Emphasizes the heightened vulnerability of elderly individuals to title fraud and stresses the necessity of implementing safeguards.
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How can homeowners protect themselves against title fraud?

Title fraud: What every homeowner needs to know [PDF]
Discover more information about title fraud and what homeowners should be aware of by reading this document.
Frequently asked questions
Title fraud is when someone impersonates the legitimate owner of a property and takes out a mortgage on it, or sells it to an innocent buyer. Title fraud can result in a total loss for the lender on a transaction, while property owners face a stressful and expensive process to have their clear title restored.
Some warning signs include: a suspiciously low sale price, pressure to close the deal quickly without asking questions, instructions to pay out the mortgage to an unrelated third party, and incomplete or inconsistent documentation.
Always use an ID verification tool when onboarding clients. Check the closing documents against each other for inconsistencies in signatures, or personal information. Close every transaction with title insurance in place so that if there is fraud, you and your client are protected.
Report any suspicions to law enforcement, the other professionals involved in the deal, and relevant authorities promptly for investigation. If you’re unsure about a deal, you can reach out to FCT’s underwriting team.
The main role of title insurance in the case of fraud is providing coverage and legal assistance to owners and lenders, but it can also help in prevention by adding underwriting scrutiny to transactions. Always make sure to digitally verify client ID in addition to title insuring the transaction.