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Leverage our automated estate intakes, host system integration, and direct connection to a majority of licensed insolvency trustees in Canada, allowing you to focus on other important tasks.
Working with the experts
FCT is the leading provider of insolvency management services to financial institutions and software to Licensed Insolvency Trustees. With 95% of all consumer insolvency filings passing through our system, we have unique access to extensive data. We regularly analyze this data to identify and highlight trends that are valuable and actionable for our customers, supporting informed decision-making and operational efficiency.
InsolvencyLink
Our platform automates estate intakes, simplifying the process with automated tools that reduce manual effort and minimize errors. Real-time tracking of documents and payments ensures transparency and accountability. The user-friendly interface allows creditors to easily access scanned documents, customize reports, and send documentation via email or automated fax software. Seamless communication enhances interactions with stakeholders, ensuring that all parties are informed and aligned.
Save time and money
Gain wider access
InsolvencyLink stores transaction information, so creditors can easily access everything they need in a user-friendly interface. View scanned documents, track payments and dividends, customize reports, and send documentation via email or automated fax software.
Process less paperwork
Many documents you currently file to the trustee are auto-populated within InsolvencyLink and automatically sent electronically.
Get expert service
FCT meets regularly with representatives of the regulator to stay on top of industry developments and regulatory changes.
Maximize recoveries
Increase recoveries with our unique estate management strategies, combining a powerful and industry-leading software platform with our in-house experts.
Enhance voting power on consumer proposals
FCT provides managed insolvency services for several large creditors, giving us the majority vote on many estates and allowing us to influence fair proposals in many cases.
Automatically track files
Stay consistently in the loop via an automated follow-up process, including the automatic intake and notification of key documents as they’re received from the trustee or credit counselling office.
Enjoy effortless dividend payment
Our estate administrators will receive payments from the trustees and directly submit batch funds to you via EFT.
Bankruptcies
Our business solutions specialists are experienced in dealing with licensed insolvency trustees, ensuring that we maximize the amount of funds.
Consumer proposals
InsolvencyLink is about more than bankruptcies. If a debtor is looking to settle their debts, we will ensure that a fair settlement is obtained and funds are recovered.
Credit counseling
If you have a debtor that is overwhelmed with payments but wants to work out a solution, we can help. We work with credit counsellors to help facilitate repayment.
Voluntary deposit
When a debtor is looking to avoid bankruptcy, a voluntary deposit is a possible solution. Our team is experienced with the legal aspects of this process and can set up a payment schedule.
Orderly payment of debt*
A legal proceeding that will consolidate debts and is binding on all creditors and administered through FCT. The Court determines monthly payments, money is paid into the Court over a set period of time, after which payments are disbursed to creditors on the debtor’s behalf.
A human-centric approach
At FCT, we believe in the power of collaboration and a human-centric approach. Our solutions are designed to enhance communication and drive more efficient resolutions while maintaining strict privacy. Our team acts as an extension of your team, providing the insights and information you need to stay competitive and achieve the fastest, most cost-effective, and fairest outcomes. With our vast, real-time data and actionable insights, you can make informed decisions and simplify the collection process.
Join us in our mission to transform the recovery landscape. Together, we can achieve more.
