FCT Get Online Contest Rules

1. DRAW PERIOD

The “FCT Get Online Apple Watch Contest”, (the "Contest") is run by First Canadian Title Company Limited (“FCT”) and will take place from April 1, 2024 at 12:00 a.m. (ET) to December 31, 2024 at 11:59 p.m. (ET) (the "Contest Period").

2. ELIGIBILITY

The Contest is only open to legal professionals in all provinces of Canada (except Quebec) and who:

  1. Are the age of 18 as of April 1, 2024;
  2. Complete and submit a commercial title insurance policy order using the CS Online Portal or Search Assist page (“Contact Information”) to FCT;
  3. Are a resident of Canada, excluding all residents of the province of Quebec who are not eligible to enter the Contest;
  4. Correctly answer a skill-testing question; and
  5. Sign and deliver FCT’s form of release within ten (10) business days from notification of winning.

Residents of Quebec and employees, contractors and agents of FCT, its affiliates, suppliers, as well as members of the immediate family of such FCT employees, their legal or common-law spouses or any persons with whom such employees reside are not eligible to be entered into the Contest.  If any such persons are drawn from the ballot or win a prize as outlined below (each a “Prize” and collectively, the “Prizes”) their entry shall be disregarded and another draw held or Prize awarded.

Should any one or all of the eligibility requirements listed above not be met, the Prize will be forfeited and the Prize awarding process will be repeated until the Prize is awarded to an eligible entrant.

If an eligible entrant does not wish to be automatically entered into the Contest, he or she must contact FCT prior to the end of the Contest Period to request that his/her name not be entered.

 
3. THE CONTEST DETAILS

Entrants who submit their commercial title insurance policy order through FCT’s CS Online Portal or Search Assist page are automatically entered in the Contest for the month . The Contest winners will be announced within the first two weeks of the month following their entry and shall be awarded prizes as further outlined in Section 4 below.

 
4. PRIZES

There will one Apple Watch Series 9 prize given for every draw for title insurance policies placed between April to December 2024. Nine prizes will be awarded in total. 

Please note: There is no cash equivalent for the Prizes. The Prizes must be accepted as awarded.  The Prizes may not be sold or transferred and are not convertible to cash. FCT reserves the right to substitute a prize of equal or greater value at FCT’s sole discretion. Winners are solely responsible for all income taxes and similar assessments with respect to the Prize awarded herein.  Any fees (i.e. activation, maintenance, expiry) levied by the issuer of the Prize are the sole responsibility of the Winner. No responsibility is assumed by FCT for cancellation, delay, suspension or any reason whatsoever beyond its control. In any such event, the eligible entrant will not be provided with a substitute Prize or cash equivalent or any part thereof.


5. ODDS OF WINNING
The odds of winning the Prizes depend on the number of Contact Information entries received by 11:59 p.m. (ET) on the last day of each month from April to December 2024. All entries that do not conform to or satisfy any condition of these Contest Rules may be disqualified by FCT.
 
6. DRAW AND AWARDING OF PRIZE(S)

 

6.1. Draw and Skill-Testing Question: There will be a draw for the Prizes based on the number of eligible entries, to be held at the following dates/times:

  1. Monday May 6 ,2024, 10:00 am ET
  2. Monday June 10, 2024 10:00 am ET
  3. Monday July 8, 2024 10:00 am ET
  4. Wednesday August 7, 2024 10:00 am ET
  5. Wednesday September 4, 2024 10:00 am ET
  6. Wednesday October 9, 2024 10:00 am ET
  7. Monday November 4, 2024 10:00 am ET
  8. Monday December 9, 2024 10:00 am ET
  9. Wednesday January 8, 2025 10:00 am ET 

The winners will be contacted via email within 2 business days of the draw.

In addition to meeting the Contest eligibility criteria outlined herein and subject to these Contest Rules, to be declared a “Winner” the individual must:

  1. be available to be reached by telephone and/or email (as listed on file) between 9:00 a.m. and 5:00 p.m. (ET) during a period of ten (10) business days immediately following the selection of their entry. For security reasons, the representative from FCT must speak directly to the selected entrant to verify his or her identity. If the selected entrant cannot be contacted within the allotted time, FCT reserves the right to void that entry and randomly select another entrant from the pool of entries.
  2. correctly answer, unaided, a time limited mathematical skill-testing question posed by email at a mutually convenient time and date. There will be one opportunity to answer the mathematical skill-testing question. If the selected entrant provides an incorrect answer he or she will no longer be eligible to win the specified Prize and another entrant will be randomly selected until all Prizes are awarded.

6.2. Release: Prior to receiving a Prize, a Winner will be required to and agrees to sign a release, confirming contest eligibility, confirming understanding, acceptance and compliance with these Contest Rules, acceptance of the Prize as rewarded, and consenting to the use of his or her name, without further compensation, in any publicity carried out by FCT.

6.3. Delivery of Prize: Assuming contact was made during the allotted time, FCT or its representatives will send to the Winner an email informing him or her of the method by which he or she may take possession of the Prize.  FCT will pay for shipping to the Winner. If the Prize is shipped, it shall not be insured and FCT shall not assume any liability if the Prize is lost, damaged or misdirected. If the Winner does not accept the Prize for any reason whatsoever or is found to be ineligible to collect the Prize, then the Winner forfeits the Prize and FCT shall have no further obligation or liability to the Winner with respect to the forfeited Prize.

7. GENERAL TERMS AND CONDITIONS

7.1. Changes to Contest and Tampering:  FCT reserves the right, in its sole and absolute discretion, to modify, cancel, terminate or suspend the Contest, in whole or in part, in the event of any cause or circumstance, including without limitation any virus, computer bug or unauthorized human intervention or any other cause that is beyond the control of FCT, that could corrupt or affect the administration, security, impartiality or normal course of the Contest. FCT also reserves the right, in its sole and absolute discretion, to disqualify any individual from the Contest (i) whom it finds to be in violation of the terms and conditions hereunder, (ii) who tampers with the entry process, (iii) whose eligibility is in question, (iv) who has been disqualified, (v) who is otherwise ineligible to enter, or (vi) who is damaging any website or undermining the administration, security or legitimate operation of the Contest.

7.2. Name of Winner:  By accepting a Prize, the Winner authorizes FCT to publish and otherwise use his or her name in FCT’s marketing material, without any form of remuneration.

7.2. Governing Law:  This Contest, the terms and conditions hereunder, and any disputes hereunder shall be governed by the laws of Ontario and Canada. The Contest is void where prohibited or otherwise restricted by law.

7.3. Privacy Policy:  The collection, use and disclosure of personal information are for the sole purpose of the administration of the Contest and the awarding of the Prizes.  FCT’s privacy policy can be viewed at https://fct.ca/privacy/.

7.4. Limitation of Liability: Entrants release and hold harmless FCT, its related companies, officers, directors, agents, shareholders, representatives and employees and their respective successors, representatives and assigns, from any and all liabilities, claims, damages, actions, debts, accounts, covenants, warranties, indemnities, human errors (including gross negligence), from any disruption, congestion, technical malfunction, security breach or failure of any software program, system or technology in connection with the Contest, or causes of action of whatever nature or kind arising out of, or in connection with or resulting from entrants’ participation in the Contest, errors in Contest materials (including but not limited to any printing, typographical, distribution, or production errors; stolen, lost, late, misdirected, damaged, incomplete, illegible, destroyed, delayed, deleted), compliance or non-compliance with these Contest Rules and the acceptance, awarding, receipts, possession, use and/or misuse of the Prize.  FCT is not responsible for orders not submitted under the entrant’s name.

FCT assumes no responsibility for: incorrect or inaccurate entries, entries lost, stolen, delayed, damaged or misdirected, or for technical failures or human error which could result in inaccurate postings and notifications or entries which fail to comply with these Contest Rules.  FCT is not responsible for notifications that are rejected or that do not reach a contest Winner. 

 Save and except where a Prize has been obtained through sponsorship the cost of such Prize has been incurred by First Canadian Title Company Limited.  First Canadian Title Company Limited shall also be the entity awarding the Prize.