Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Real Estate

How the mortgage rules are impacting Canadians

Jun 27th, 2019 | By FCT

In the past two years the federal government has made big policy changes to the mortgage rules. This marks the seventh time that Canada has tightened mortgage rules in a decade. These…

Mortgage

Three reasons you should use FCT Broker Tracker

Jan 24th, 2019 | By FCT

We launched FCT Broker Tracker earlier this week in response to the needs of our broker partners. You asked for a way to stay up-to-date on all your deals, and we delivered! FCT Broker…

Mortgage

Why should you know your credit score?

Jun 14th, 2018 | By FCT

A credit score is basically an evaluation of your creditworthiness or the level of risk you would pose to lenders. It’s calculated based on your credit report—a file that keeps track of…

Lending Professionals

4 questions you should ask your mortgage broker

Jun 1st, 2018 | By FCT

If you’re using a mortgage broker to either make a purchase or refinance your home, you may have one question in mind—what’s the best interest rate you can get me? While rate…

Fraud

Battling mortgage fraud in the age of digital mortgages

Feb 23rd, 2018 | By Ryan Lambert

It’s rare to go a week without seeing a headline around housing affordability, regardless of where you live in Canada. While there is always the “tale of two markets” for Vancouver and…

Fraud

A Recap of the 2017 Mortgage Fraud Summit

Oct 25th, 2017 | By Marie Taylor

On October 17th, I felt privileged to be part of a panel of industry experts at the Mortgage Professionals Mortgage Fraud Summit. The fraud summit happens every two years and it brings…

Fraud

How can you mitigate real estate fraud?

Apr 19th, 2017 | By FCT

Mortgage fraud has quickly become the fastest growing crime in North America, most often affecting the institutions that lend money to individuals purchasing property. The most common form of mortgage fraud involves…

EXPERT/ease

How Jay Seabrook co-built the financial literacy revolution in Canada

Nov 29th, 2016 | By FCT

As you may or may not know November is Financial Literacy Month (FLM) in Canada. FLM is led by the Financial Literacy Leader, Jane Rooney, and promotes the cooperation of organizations to…

Lending Professionals

Happy International Credit Union Day!

Oct 20th, 2016 | By FCT

Today we recognize and show appreciation for the hard work and success of our valued partners in the credit union industry. FCT is proud to partner with over 300 Credit Unions nationally,…

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