The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Home Owners

What types of claims do we pay through Home Protection Solutions?

Oct 10th, 2019 | By FCT

Did you know that a new homeowner can be free from the worry of replacing major features of their home for a year or so after buying it? That’s the peace of…

Lending Professionals

How can you be a successful mortgage broker?

Aug 22nd, 2019 | By FCT

The mortgage industry is, and always has been, competitive. It’s an exciting career choice, but it’s not easy. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it…


Coffee break with Jackie Chetcuti

Jul 18th, 2019 | By FCT

Welcome to our first edition of the Coffee break series! Throughout the year, we’ll be chatting with people from different lines of business at FCT so you can learn more about who…

Legal Professionals

Common reasons for claim denials

Jul 11th, 2019 | By FCT

At FCT, we often look for ways to cover your claims. However, title insurance has very specific coverages and the circumstances of a claim need to fit within the covered risks set…

Lending Professionals

How does the AIC’s rule change affect appraisers?

Apr 17th, 2019 | By FCT

In February 2019, the Appraisal Institute of Canada (AIC) published a change to its rules to allow AIC members to use non-members for professional assistance in certain instances. This is allowed if…


Watch out for these signs of fraud when processing mortgages

Mar 28th, 2019 | By FCT

Losses from fraud, especially in large transactions like purchases and refinances, can be significant. Whether you’re a lender, mortgage broker or mortgage specialist, it pays to be vigilant and investigate further when…

Lending Professionals

Why is FCT in the valuations space?

Sep 28th, 2018 | By FCT

The answer is simple: we recognized a gap in the industry that we are uniquely positioned to help fix. As the only Office of the Superintendent of Financial Institutions (OSFI) regulated company…

Lending Professionals

Three reasons to consider refinancing

Jul 27th, 2018 | By FCT

When you refinance your home, you’re basically replacing your existing mortgage with a new one—sometimes with better terms. In most cases, the best time to refinance is when your term is up…

Lending Professionals

Cannabis, lenders and title insurance

Jul 18th, 2018 | By FCT

Even though many cannabis producers are now licensed by Health Canada and people are allowed to grow up to four plants at home (in most provinces), some people could choose to be…

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