Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Why the appraisal industry in Canada is ready for change

Jun 8th, 2018 | FCT

Customers today want things faster than ever before—their standards are set by taxi apps, instant access to hundreds of TV shows online, and answers to any question at their fingertips. In fact,…

4 questions you should ask your mortgage broker

Jun 1st, 2018 | FCT

If you’re using a mortgage broker to either make a purchase or refinance your home, you may have one question in mind—what’s the best interest rate you can get me? While rate…

Why is it important to offer customers choice?

May 25th, 2018 | FCT

Customers’ expectations are changing with respect to how they interact with organizations. According to Accenture Strategy, 73 percent of customers get frustrated when providers fail to offer convenient interaction methods. And 59…

Can you lien on your title insurance policy?

May 17th, 2018 | FCT

The answer is a resounding yes! When Janice* tried to refinance her house, she discovered that there was a lien of over $2,500 registered on it. This took her by surprise as…

How is data impacting the real estate industry?

May 11th, 2018 | FCT

Data is everywhere. People are talking about it, sharing it, stealing it, hiding it, using it to target ads, and whatever they can think of! So, what’s the big deal about data…

What is your debt-to-income ratio?

May 4th, 2018 | FCT

What is debt-to-income ratio anyway? It’s the percentage of your annual income (before taxes) needed to cover all your debts, including loans and credit cards. Why does it matter? If you’re trying…

What’s not covered by title insurance?

Apr 27th, 2018 | FCT

Jen and Henry* saved up for years and finally bought a house, even though it needed a little work. They considered themselves pretty handy and to save a few bucks, they decided…

How much do you really know about your house?

Apr 19th, 2018 | FCT

Trent Dawson* applied for a permit to extend the deck off the back of his house. When the city reviewed his application, they discovered that the previous homeowner had built the existing…

What does it take to be a successful mortgage broker?

Apr 13th, 2018 | FCT

The mortgage broker industry is, and always has been, competitive. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it can be an uphill battle when things change…

How to protect your clients from Vancouver’s Empty Homes Tax

Apr 5th, 2018 | FCT

As you know, the Empty Homes Tax or Vacancy Tax is applied to homes in Vancouver that are vacant or underutilized. As the bylaw requires a ‘registered owner’ to provide information for…

  • Stay Informed