Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

How is data impacting the real estate industry?

May 11th, 2018 | FCT

Data is everywhere. People are talking about it, sharing it, stealing it, hiding it, using it to target ads, and whatever they can think of! So, what’s the big deal about data…

6 terms every first-time homebuyer should know

Feb 8th, 2018 | FCT

Homeownership is a significant leap from renting or living with family. When you’re ready to buy your first home, there’s a lot of research involved and you could soon get overwhelmed. Don’t…

The true cost of buying a house

Feb 1st, 2018 | FCT

Buying a house is a costly endeavour, but it’s not just the price of the home to consider.  According to Canadian Real Estate Wealth Magazine, closing costs (mandatory costs related to the…

What to watch out for when you’re house hunting

Jan 17th, 2018 | FCT

Buying a home can be a very exciting and emotional time. It’s easy to get carried away and fall in love when you see what looks like the ideal house—a perfectly landscaped…

How to get your finances on track after the holidays

Jan 3rd, 2018 | FCT

The holidays are over and the bills are rolling in. While you were buying thoughtful gifts for family, friends and yourself, of course, you may have gone further over budget than you…

How Title Insurance Helps Small Business Owners

Oct 11th, 2017 | FCT

Starting a business can be risky, and small business owners may not always have enough money on hand to deal with unexpected real estate issues. When Andrea* purchased a two-story building, she was…

5 Terms Every Property Owner Should Know When Refinancing

Sep 12th, 2017 | FCT

Whether you’re looking for more cash flow, want to lock in a good interest rate or just change the terms of your loan, you may be considering refinancing your home. One thing to…

Is Your Cottage or Investment Property Vulnerable to Fraud?

Aug 1st, 2017 | FCT

While people may see the value of getting title insurance for their homes, it is equally important to title insure any property you own – a cottage, summer home or even an…

What We Can Learn From Toronto-Dominion Bank v. Currie

Jul 21st, 2017 | FCT

To what extent will a private lender be bound by the actions of a mortgage broker working on its behalf?  Will Canadian courts deem the broker to be an agent of the…

Why Jack Smith* was glad he had E&O Extra® with Protection+

Jul 14th, 2017 | FCT

When Jack’s clients were slapped with a $47,000 development charge, they were astounded. Jack made an honest mistake in failing to advise them about this charge and that there was no cap…

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