The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.
In 2017, 60% of Canadians failed to pass a financial literary test consisting of true and false questions. Worse still, close to 80% of the participants rated themselves as financially literate. Clearly,…
Did you know that a new homeowner can be free from the worry of replacing major features of their home for a year or so after buying it? That’s the peace of…
The short answer is: the new homeowner. But if the new homeowner has title insurance, they can get the cost of work required to close the permit covered, if the municipality forces…
A home inspection is a common condition on the sale of a property. It gives new homeowners peace of mind to know that a professional has checked the house from top to…
Buying a commercial property can be a great investment as these properties tend to yield better financial returns compared to residential properties. But there’s also more risk for the investors. A location…
When you’re shopping for your dream home, it’s an exciting, but challenging time. Between a fresh coat of paint and luxurious washrooms, it’s easy to get distracted by the aesthetics. But beware…
At FCT, we often look for ways to cover your claims. However, title insurance has very specific coverages and the circumstances of a claim need to fit within the covered risks set…
According to the Canadian Mortgage and Housing Corporation (CMHC)’s annual Mortgage Consumer Survey, more than 1/3 of home buyers felt concerns or uncertainty about buying a home, such as unforeseen costs, finding the…
Refinancing is a way that many Canadians consolidate their debt to take advantage of lower interest rates and reduce the number of payments they make each month. Refinancing a mortgage allows homeowners…
