Blog
The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.
The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.
What is your debt-to-income ratio?
May 4th, 2018 | FCT
What is debt-to-income ratio anyway? It’s the percentage of your annual income (before taxes) needed to cover all your debts, including loans and credit cards. Why does it matter? If you’re trying…
Protect yourself from foreclosure fraud
Mar 22nd, 2018 | FCT
Maybe you or your spouse lost a job recently or you had a large unexpected expense. The unpaid bills are piling up and you’ve defaulted on your mortgage payments. Now you’re in…
6 terms every first-time homebuyer should know
Feb 8th, 2018 | FCT
Homeownership is a significant leap from renting or living with family. When you’re ready to buy your first home, there’s a lot of research involved and you could soon get overwhelmed. Don’t…
The true cost of buying a house
Feb 1st, 2018 | FCT
Buying a house is a costly endeavour, but it’s not just the price of the home to consider. According to Canadian Real Estate Wealth Magazine, closing costs (mandatory costs related to the…
How to get your finances on track after the holidays
Jan 3rd, 2018 | FCT
The holidays are over and the bills are rolling in. While you were buying thoughtful gifts for family, friends and yourself, of course, you may have gone further over budget than you…
Save For Your Goals Faster With These 5 Money-Saving Tips
Nov 22nd, 2017 | FCT
It can be intimidating to save for a down payment or large expense when you’re starting from scratch (or at least it feels like it). Even if you’re already putting aside part…
Terrifying Tales of Owning a Home Without Title Insurance
Oct 31st, 2017 | FCT
Did you know that some claims to FCT are denied because homeowners don’t actually have a title insurance policy? Homeowners often assume that the lender’s title insurance policy bought during their closing…
How do I Know if I Have Title Insurance?
Sep 27th, 2017 | FCT
It seems like an odd question – but some people who have title insurance don’t know that they have a homeowner’s title insurance policy, while many who have a lender policy believe…
5 Terms Every Property Owner Should Know When Refinancing
Sep 12th, 2017 | FCT
Whether you’re looking for more cash flow, want to lock in a good interest rate or just change the terms of your loan, you may be considering refinancing your home. One thing to…
Title Insurance: What every homeowner needs to know
Jun 16th, 2017 | FCT
You combed through websites, apps, newspapers and seen dozens of places until you finally found the perfect house!
