Blog
The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.
The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.
Do you really need title insurance for a condo?
Aug 9th, 2018 | FCT
There’s a general misconception in some areas that the only reason you get title insurance is for survey coverage, and if you’re buying a condo, survey coverage isn’t relevant so title insurance…
Four tips to stage your house like a professional
Aug 2nd, 2018 | FCT
If you’re selling your house, you want it to go quickly and for top dollar. One way to make your house more appealing to the most number of people is by staging…
Three reasons to consider refinancing
Jul 27th, 2018 | FCT
When you refinance your home, you’re basically replacing your existing mortgage with a new one—sometimes with better terms. In most cases, the best time to refinance is when your term is up…
What happens when you get the wrong information about your property?
Jun 28th, 2018 | FCT
Jason Bates*, a seasoned investor in commercial real estate was selling his property, and there was a new building search done as part of the process. Unfortunately for Jason, the new search…
Why should you know your credit score?
Jun 14th, 2018 | FCT
A credit score is basically an evaluation of your creditworthiness or the level of risk you would pose to lenders. It’s calculated based on your credit report—a file that keeps track of…
What is your debt-to-income ratio?
May 4th, 2018 | FCT
What is debt-to-income ratio anyway? It’s the percentage of your annual income (before taxes) needed to cover all your debts, including loans and credit cards. Why does it matter? If you’re trying…
Protect yourself from foreclosure fraud
Mar 22nd, 2018 | FCT
Maybe you or your spouse lost a job recently or you had a large unexpected expense. The unpaid bills are piling up and you’ve defaulted on your mortgage payments. Now you’re in…
6 terms every first-time homebuyer should know
Feb 8th, 2018 | FCT
Homeownership is a significant leap from renting or living with family. When you’re ready to buy your first home, there’s a lot of research involved and you could soon get overwhelmed. Don’t…
The true cost of buying a house
Feb 1st, 2018 | FCT
Buying a house is a costly endeavour, but it’s not just the price of the home to consider. According to Canadian Real Estate Wealth Magazine, closing costs (mandatory costs related to the…
How to get your finances on track after the holidays
Jan 3rd, 2018 | FCT
The holidays are over and the bills are rolling in. While you were buying thoughtful gifts for family, friends and yourself, of course, you may have gone further over budget than you…
