Residential Title Insurance

Residential title insurance protects your clients against losses associated with real estate fraud, as well as survey, title and many off-title issues.

Unlike traditional insurance, our residential title insurance covers things that may happen in the future (e.g. title fraud) as well as things that have happened before the transaction (e.g. pre-existing, unknown work orders and zoning violations).

Making FCT title insurance part of all your clients’ real estate transactions protects your practice and reputation by shifting the risk to us. If the homeowner’s interest in the property is challenged due to a covered risk, just leave the defence to us — along with the associated costs.

We offer title insurance policies for both homeowners and lenders. Take advantage of substantial savings by ordering both policies for your clients in the same transaction. You can also protect your practice further with FCT’s E&O Extra Policy.*

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  • Policy Types
    • Homeowner Policy

      For a one-time premium, the insured is covered for as long as they own the property as well as cover any future heirs as long as they own the property. This policy…

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    • Lender Policy

      A one-time premium, typically paid for by the borrower, covers the lender against numerous risks until the mortgage is fully discharged from the title.

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