Blog
The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.
How to make sure your information is safe when you shop online
Last week, we talked about common cyber threats. By simply being online, you’re exposed to these threats; imagine the risks when you shop online with your credit card too! Here are some…
The most common cyber threats you should watch out for
The internet plays a big role in our everyday lives. We’re able to get our daily news online, do our banking, and communicate with each other, all with a click of a…
When a young couple’s dream turns into a nightmare
Buying a first home is often a very exciting and joyful milestone. Unfortunately, there’s an all too common scenario—a young couple spends almost all their savings on the purchase of a new…
Four tips to stage your house like a professional
If you’re selling your house, you want it to go quickly and for top dollar. One way to make your house more appealing to the most number of people is by staging…
Three reasons to consider refinancing
When you refinance your home, you’re basically replacing your existing mortgage with a new one—sometimes with better terms. In most cases, the best time to refinance is when your term is up…
What happens when you get the wrong information about your property?
Jason Bates*, a seasoned investor in commercial real estate was selling his property, and there was a new building search done as part of the process. Unfortunately for Jason, the new search…
Why should you know your credit score?
A credit score is basically an evaluation of your creditworthiness or the level of risk you would pose to lenders. It’s calculated based on your credit report—a file that keeps track of…
What is your debt-to-income ratio?
What is debt-to-income ratio anyway? It’s the percentage of your annual income (before taxes) needed to cover all your debts, including loans and credit cards. Why does it matter? If you’re trying…
Protect yourself from foreclosure fraud
Maybe you or your spouse lost a job recently or you had a large unexpected expense. The unpaid bills are piling up and you’ve defaulted on your mortgage payments. Now you’re in…
