Title insurance claim

How much do you really know about your house?

Apr 19th | FCT

Trent Dawson* applied for a permit to extend the deck off the back of his house. When the city reviewed his application, they discovered that the previous homeowner had built the existing porch, deck,…

What does it take to be a successful mortgage broker?

Apr 13th | FCT

The mortgage broker industry is, and always has been, competitive. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it can be an uphill battle when things change…

How to protect your clients from Vancouver’s Empty Homes Tax

Apr 5th | FCT

As you know, the Empty Homes Tax or Vacancy Tax is applied to homes in Vancouver that are vacant or underutilized. As the bylaw requires a ‘registered owner’ to provide information for…

What’s the difference between secured and unsecured debt?

Mar 29th | FCT

The average Canadian carries a lot of debt. According to Statistics Canada, in 2016, the national average debt-to-disposable-income ratio was 172.1%. This means there was $1.72 in secured and unsecured debt for…