You count on us for fast policy issuance, and we take pride in delivering exactly that. We’re committed to providing you the fastest and best customer experience in all your interactions with us.
We're more than a policy
When you work with us, you get more than a policy—you get more protection, more solutions and more experience.
In today’s fast-paced world, timely delivery is crucial, and we make it our priority to respond quickly and efficiently to your requests.
By continuously optimizing our processes and investing in technology, we continue to accelerate our delivery times, making sure you get what you need, when you need it.
Why choose FCT?
Faster than ever
Data driven
Our investment in technology fuels our ability to deliver policies faster. We leverage data to underwrite transactions quickly and efficiently while consistently acting as your second set of eyes to mitigate risks.
Regional experts
With an expansive team across Canada, we know and understand the distinct provincial regulatory differences that exist across the country. You can count on us to get you and your clients the right coverage.
Customer-focused
At the core of our service is a commitment to being fast, transparent, and consistent. No matter the challenge, we’re ready to support you with the expertise and reliability you deserve. We’re dedicated to delivering the best experience, every time.
Discover products and solutions designed to boost efficiency and simplify processes for legal professionals.

Title insurance
Our industry-leading underwriting team, equipped with certified fraud examiners and a strong regional focus, is dedicated to ensuring your transaction closes as planned. Whether you're handling residential or commercial real estate files, we’ve got you covered.

Endorsement Pre-Select
If you're looking to offer more protection to your clients, you've found the solution. Update your preferences once and get additional coverage on every qualifying commercial and residential title insurance policies you order from us.

E&O Coverage
Practicing real estate law comes with risks. For your peace of mind, we offer three levels of additional protection on transactions you title insure with us. Our supplemental E&O coverages work with your mandatory E&O insurance to reduce your risk.

Client ID Verification
Fraud prevention experts recommend verifying every client's ID early in the transaction—even if you're meeting the client in person. FCT's Client ID Verification solution allows you to authenticate your clients with confidence through a secure end-to-end solution.

Search Assist™
Search Assist helps you manage due diligence search request with municipalities and other search authorities so you focus on other aspects of the transaction. We handle the follow-up search authorities to get you the information you need to close your commercial transaction as planned.

Lender Lawyer Connect
A solution for seamless communication of residential mortgage instructions between legal professionals and financial institutions. Easily manage and process documents and communicate with lending professionals through a secure portal.

Payout Services
Discover the easiest way to request and track residential payout statements from lenders. With just a few clicks, you can effortlessly receive and manage your payout statements, streamlining your mortgage payout and discharge statement requests.

Online Billing
Enjoy flexible, self-serve payment options in a secure environment, along with convenient one-click access to invoices and all supporting documents, making it effortless to manage your FCT account.

Fraud insights centre
Designed to deliver expert insights, tools and strategies, the centre helps you identify and prevent fraud in the real estate sector and beyond.

Educational webinars
Free accredited webinars and product specific tutorials designed to further your industry knowledge and share essential information on our products and solutions.

Dedicated team
We’re here to ensure you have all the information you need about our products and solutions. To make things easier, you can schedule one-on-one time with a member of our team at your convenience.
We’re here to help!
Have questions? Need advice? Our dedicated team is here to help you.
Insurance by FCT Insurance Company Ltd., with the exception of commercial policies. Subject to certain exceptions, commercial title insurance policies equal or below $10M CAD are provided by FCT Insurance Company Ltd. Commercial title insurance policies above $10M CAD are provided by First American Title Insurance Company. Services by First Canadian Title Company Limited. The services company does not provide insurance products. This material is intended to provide general information only. For specific coverage and exclusions, refer to the applicable policy. Copies are available upon request. Some products/services may vary by province. Prices and products/services offered are subject to change without notice.
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