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Use our resources to leverage automated estate intakes, host system integration, and a direct connection to a majority of licensed insolvency trustees in Canada. This lets you focus on other important tasks.
InsolvencyLink
Working with the Experts.
FCT is not only the largest provider of insolvency management services to financial institutions, we’re also the largest provider of software to Licensed Insolvency Trustees. As a result, 95% of all consumer insolvency filings pass through our system, providing us with unparalleled access to data, and we regularly review and highlight trends within that data that will be of interest to our customers.
Rely on the experts to increase your recoveries
InsolvencyLink lets you efficiently outsource your in-house processes to industry experts, reducing your workload and increasing your recoveries.
Save time and money
Gain wider access
InsolvencyLink stores transaction information, so creditors can easily access everything they need in a user-friendly interface. They can view scanned documents, track payments and dividends, customize reports and send documentation via email or automated fax software.
Process less paperwork
Many of the documents you currently file to the trustee are auto-populated within InsolvencyLink and automatically sent
electronically.
Get expert service
FCT meets regularly with representatives of the regulator to stay on top of industry developments and regulatory changes.
Increase recoveries
Increase recoveries with our unique estate management strategies, combining a powerful and industry-leading software platform with our in-house experts.
Enhance voting power on consumer proposals
FCT provides managed insolvency services for several large creditors. This gives us the majority vote on many estates and can let us influence fair proposals in many cases.
Automatically track files
Stay consistently in the loop via an automated follow-up process including the automatic intake and notification of key documents as they’re received from the trustee or credit counselling office.
Enjoy effortless dividend payment
Our estate administrators will receive payments from the trustees and directly submit batch funds to you via EFT.
Bankruptcies
Our business solutions specialists are experienced in dealing with licensed insolvency trustees, ensuring that we maximize the amount of funds.
Consumer proposals
InsolvencyLink is about more than bankruptcies. If a debtor is looking to settle their debts, we will ensure that a fair settlement is obtained and funds are recovered.
Credit counseling
If you have a debtor that is overwhelmed with payments, but wants to work out a solution, we can help. We work with credit counsellors to help facilitate repayment.
Voluntary deposit
When a debtor is looking to avoid bankruptcy, a voluntary deposit is a possible solution. Our team is experienced with the legal aspects of this process and can set up a payment schedule.
Orderly payment of debt*
A legal proceeding that will consolidate debts and is binding on all creditors and administered through FCT. The Court determines monthly payments, money is paid into the Court over a set period of time, after which payments are disbursed to creditors on the debtor’s behalf.