Residential Title Insurance

Title insurance protects both lenders and homeowners from errors, omissions or defects in the title of a residential property, as well as title-related fraud or forgery.

In a nutshell, title insurance helps you reduce the risk you encounter on a daily basis as a lender. Home title insurance — commonly known as residential title insurance — provides you with the peace of mind that comes from knowing your assets and reputation are well protected by Canada’s leading provider of title insurance.

More specifically, home title insurance covers you, as a lender, against losses associated with the priority, validity and unenforceability of a residential mortgage. It also helps guard against claims that challenge your interest in the title. Plus, for a low one-time premium, coverage lasts for as long as the mortgage remains registered against title.

  • Types of Policies
    • Homeowner Policy

      A more secure borrower means a better-protected lender. Our homeowner policy protects the purchaser or owner of a residential property against numerous covered title risks. For a one-time premium, the insured is…

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    • Lender Policy

      When your assets and reputation are at stake, there’s nothing more valuable than knowing you’re well covered by Canada’s leading provider of commercial title insurance. FCT residential title insurance protects you, as…

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