Changes on residential private lender transactions

When you choose FCT, you get more protection, more solutions, and more experience. Our priority is to continue to offer title insurance on private lender transactions while ensuring we offer the most comprehensive coverage.

Effective April 25, 2022, FCT’s Extended Super Priority Liens endorsement will automatically be included on all residential private lender transactions at no extra cost.

Over the last few years, we’ve seen a dramatic increase in fraud specifically related to private lender real estate transactions. FCT’s knowledgeable underwriting team continues to review these transactions closely to ensure all parties are protected.

Effective April 25, 2022, the private lender fee on residential title insurance transactions will increase to $400.00. FCT pre-approved private lenders will only see their fee increased by $50.00. These changes will not affect private lender commercial transactions.

More resources

Video on-demand

In a hot real estate market, you’re often busy closing deal after deal. Fraudsters look to take advantage during these fast-paced times. In our latest Speaker Series, FCT’s certified fraud examiners discuss common trends to look out for, and the importance of underwriting in private lender deals. Watch now

Tip sheet

When title insuring a deal, we look at all the entities involved to make sure all parties are protected. Learn more about how to identify fraud in a real estate transaction in this 1-pager handout. Download PDF

ROC 04/20

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