The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Deposit protection for condominiums

Oct 14th, 2014 | FCT

As the administer of the Ontario New Home Warranties Plan Act, Tarion regulates new home builders and provides the warranty protection that new home purchasers are entitled to in Ontario. The warranty…

Would you buy a property with a notorious past?

Apr 1st, 2014 | FCT

A house, like a person can have a checkered past. Unlike paint, wallpaper, tile or other cosmetic choices that a previous owner made – and if you don’t like can be changed…

Top Real Estate Fraud stories of 2013

Mar 25th, 2014 | FCT

1. Gill pleads not guilty to biggest mortgage fraud in Canadian history ($40 million) It is hard to believe that the biggest real estate fraud in Canadian history that occurred more than…

Suspicion of fraud? Why denying a policy may benefit both lawyer and lender

Mar 18th, 2014 | Paul Miron

It is difficult to pick up a newspaper today, and not see an article relating to real estate title fraud. While consumers or lenders can rest more easily if they have a…

My “too good to be true” deal by Tony Spagnuolo, B.A., J.D.

Mar 11th, 2014 | FCT

As a real estate lawyer based in Vaughan, Ontario I have a number of clients who are private lenders. Working for private lenders for many years, I have become accustomed to some…

Title fraud – my experience by Mayor Fred Weekley, District of Katepwa Beach, Saskatchewan

Mar 3rd, 2014 | FCT

I am fortunate to be the Mayor of the beautiful resort and retirement District of Katepwa Beach located on Katepwa Lake roughly 100 km east of Regina nestled in the Qu’Appelle valley….

Will you face the risk of mortgage fraud without title insurance?

Nov 14th, 2013 | John Tracy

Recently I read an answer column in @TheProvince suggesting to a BC homeowner that they work with a bank and a lawyer to remove a fraudulent mortgage from their property. My…

Title insurance & Murphy’s law (things that can go wrong, do go wrong)

Oct 23rd, 2013 | Lori Sartor

In an earlier post, we discussed the title insurance landscape in Canada and the coverage for the residential homeowner.  If you are like most people, you may believe that  the actual situations…

The title insurance landscape

Oct 17th, 2013 | Michael LeBlanc

When you walk down the street, drive downtown, take a train through the countryside or fly over Canada the landscape features many different types of property. You will see homes, condos, apartment…

New scam alert — the Air Loan mortgage fraud

Oct 11th, 2013 | John Tracy

Yesterday I had the pleasure of participating on a panel at the CAAMP mortgage fraud summit to discuss “Air Loan” scams. Air loans scams refer to a mortgage fraud where a lender…