The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.


Sangudo’s saga: how’d you like your steak?

Mar 12th, 2015 | By FCT

In 2010, like so many small towns in Alberta whipsawed by change and outmigration for the bright lights of Calgary and Edmonton, the small town teetered on the abyss, with sheets of…


Will homebuyers still want solar in the age of cheap oil?

Feb 25th, 2015 | By FCT

Here’s the thing. Cheap oil has caused all kinds of chaos over the past quarter. Does the new low in oil prices mean that residential solar is over? Will homebuyers consider a…


Danish negative mortgages: a cautionary tale

Feb 4th, 2015 | By FCT

We all remember Alice in Wonderland and Alice Through the Looking-glass, correct? What few recall, however, is that Lewis Carroll was actually by training a logician; a century before logician/computer innovator Alan…


The housing bubble: who’s on first?

Jan 28th, 2015 | By FCT

Then there’s the story of the 102 year-old stockbroker, who, back in 2009, was asked by a reporter what he thought of the “biggest crash since the Depression.” The old guy smiled…


Mortgages in the Apple Pay era

Jan 21st, 2015 | By FCT

What will a change in customer expectations mean for the mortgage industry? Sometimes you overlook the next big thing for the bright shiny object. Even as smart watches and wearable technology wins…


FCT | Broker’s corner. End to end customer relationship toolkits—is 2015 the year to make the leap?

Jan 14th, 2015 | By FCT

Part three of our three-part 2015 look ahead series So now you have your three-word brand essence, your brand’s innermost story, the three words we generated last time and now’s the moment…


Broker’s Corner | The art and science of branding

Jan 5th, 2015 | By FCT

Second of three look-aheads for 2015 Anyone who’s ever seen an episode of MAD MEN might have a healthy skepticism about branding—the practice seems lightweight, smoke-and-mirrors. But the fact of the matter…


Broker’s corner | Private equity — the canary in the mineshaft?

Dec 4th, 2014 | By FCT

First of three look-aheads for 2015 In the old days, decades before the advent of testing technologies, coal miners used canaries to test the air quality in mines for poisonous gases like…


Introducing COMPASSpoint | the annual FCT EXPERT/ease review for mortgage brokers

Nov 26th, 2014 | By FCT

“…The entrepreneur’s business is their artwork. The creation of business is as creative as any creation in art. In fact, building a business may be the most creative human activity of all.”…

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