Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Title Insurance

What is Title Insurance and Other Questions Answered

Jul 22nd, 2021 | By FCT

Title insurance can easily seem like another unnecessary add-on to the already complicated and costly process of buying a house, but nothing could be further from the truth. It can help speed…

Legal Professionals

Duty to defend: Another tool to help care for your clients

Jul 15th, 2021 | By FCT

What is duty to defend? In title insurance, duty to defend means if anyone challenges or raises an issue that is covered under a title insurance policy, the insurer pays all the…

FCT

When a lawyer’s assumption turned into an unforeseen expense

Jul 8th, 2021 | By FCT

In late 2019, Sue-Ann Smith*, a lawyer practicing in Nova Scotia acting on behalf of her client, made an assumption that resulted in a taxation error on the statement of adjustments. Using…

Commercial Solutions

Land assembly: Vancouver’s answer to the question of supply

Jul 5th, 2021 | By FCT

What is land assembly? Land assembly is the joining of multiple adjacent parcels of land to form a single site that can then be used to construct a larger property. Due to…

Valuation Professionals

What does big data mean for the future of the appraisal industry?

Jun 29th, 2021 | By FCT

Ask the average person in the real estate industry what an appraiser does and they’ll tell you it’s property valuation—visiting a property to gather information on it and assess its value. But…

Legal Professionals

Helping your clients manage risk in Calgary’s new housing market

Jun 24th, 2021 | By FCT

After six years of a buyer’s market, Calgary has seen a stampede of real estate action in 2021. Helping your clients adjust to what, for many of them, are totally new market…

FCT

How much does an error cost? Protect yourself from everyday risks

Jun 17th, 2021 | By FCT

When you have a law practice, even one misplaced word can cost hundreds, even thousands of dollars. These are some real examples of innocent mistakes—and their consequences—we’ve seen recently: A lawyer registered…

FCT

Diversity, Inclusion and Belonging—what it means for us

Jun 10th, 2021 | By FCT

While we have always strived to provide an environment where our employees are empowered to be great, in the last few years, our eyes have been opened to the sheer depth of…

Mortgage

Homebuyers brace for incoming stress test changes

May 27th, 2021 | By FCT

On June 1, the Bank of Canada’s mortgage stress test is getting tougher, rising to a minimum of 5.25% for an uninsured mortgage. What does that mean for you?  That might depend…

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