Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Title Insurance

What’s not covered by title insurance?

Apr 14th, 2022 | By FCT

Jen and Henry* saved up for years and finally bought a house, but it needed a little work. To save money, they decided to do the renovations themselves. While demolishing walls, they…

Title Insurance

How an Alberta retirement home avoided costly construction

Mar 30th, 2022 | By FCT

A retirement home just northwest of Edmonton, Alberta got a notice from the City that their facility was encroaching in two different places over or on a utility easement. Everything looked fine…

Legal Professionals

Do your clients really need title insurance for a condo?

Feb 24th, 2022 | By FCT

No property line disputes. No chance of survey issues. No shed encroaching on a BC Hydro easement. At first glance, a condo unit might feel like the one type of deal where…

Title Insurance

No safe bet: CRA tax liens and the challenge for lenders

Feb 10th, 2022 | By FCT

Is a loan secured by collateral a safe investment? If the debtor has tax arrears, it may not be. Super priority liens gives the Canada Revenue Agency (CRA) extraordinary power to recover…

Title Insurance

Title insurance: what every homeowner in B.C. and Alberta should know

Jan 27th, 2022 | By FCT

You found your new home—congratulations! It’s your biggest asset and one of the most important investments you will ever make. How do you keep it safe? Before you purchased your home, the…

Title Insurance

Can you be on the hook for repairs before you even move in?

Jan 13th, 2022 | By FCT

Amelia and Henry Wilson* bought a condo unit in Invermere, B.C, looking forward to settling into the quiet lakeside town. But two weeks after moving in, the Wilsons received an unwelcome housewarming…

Title Insurance

Navigating Alberta’s registration gap

Nov 11th, 2021 | By FCT

Over the last 18 months, the registration gap in Alberta has trended upwards, currently sitting at eight to ten weeks. What is the registration gap? The term “registration gap” refers to the…

Title Insurance

What can happen if you lose your condo parking spot?

Oct 28th, 2021 | By FCT

Of all the problems Ahmad Sari* expected to deal with when he closed on his Vancouver condo, parking was not one of them. After all, his unit came with a parking space….

Title Insurance

How a sealed basement entrance almost sank a Quebec couple

Oct 14th, 2021 | By FCT

When Emma and Charles Roy* first noticed the water pooling in the basement of their home in Repentigny, just north of Montreal, they thought it was a leaky pipe. Then the couple…