Blog
The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.
What’s not covered by title insurance?
Jen and Henry* saved up for years and finally bought a house, but it needed a little work. To save money, they decided to do the renovations themselves. While demolishing walls, they…
How an Alberta retirement home avoided costly construction
A retirement home just northwest of Edmonton, Alberta got a notice from the City that their facility was encroaching in two different places over or on a utility easement. Everything looked fine…
Do your clients really need title insurance for a condo?
No property line disputes. No chance of survey issues. No shed encroaching on a BC Hydro easement. At first glance, a condo unit might feel like the one type of deal where…
No safe bet: CRA tax liens and the challenge for lenders
Is a loan secured by collateral a safe investment? If the debtor has tax arrears, it may not be. Super priority liens gives the Canada Revenue Agency (CRA) extraordinary power to recover…
Title insurance: what every homeowner in B.C. and Alberta should know
You found your new home—congratulations! It’s your biggest asset and one of the most important investments you will ever make. How do you keep it safe? Before you purchased your home, the…
Can you be on the hook for repairs before you even move in?
Amelia and Henry Wilson* bought a condo unit in Invermere, B.C, looking forward to settling into the quiet lakeside town. But two weeks after moving in, the Wilsons received an unwelcome housewarming…
Navigating Alberta’s registration gap
Over the last 18 months, the registration gap in Alberta has trended upwards, currently sitting at eight to ten weeks. What is the registration gap? The term “registration gap” refers to the…
What can happen if you lose your condo parking spot?
Of all the problems Ahmad Sari* expected to deal with when he closed on his Vancouver condo, parking was not one of them. After all, his unit came with a parking space….
How a sealed basement entrance almost sank a Quebec couple
When Emma and Charles Roy* first noticed the water pooling in the basement of their home in Repentigny, just north of Montreal, they thought it was a leaky pipe. Then the couple…
