Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Do your clients really need title insurance for a condo?

Sep 19th, 2019 | FCT

Among condo owners, we’ve noticed a general misconception that survey coverage isn’t relevant for condos so title insurance isn’t relevant. While title insurance does include survey coverage, that isn’t the only reason…

How to avoid surprises or delays in closing

Sep 12th, 2019 | FCT

You finally found your dream home and your offer was accepted. Congratulations! While this is a huge achievement, it’s not time to start celebrating yet. During the closing process, there are a…

Title insurance vs home insurance–what’s the difference?

Jun 20th, 2019 | FCT

While title insurance and home insurance are two distinct and varied types of insurance, many Canadian homeowners think they are one and the same. Unfortunately, if you don’t understand the difference between…

Do your clients really need title insurance?

May 23rd, 2019 | FCT

When your clients are purchasing a new property, they may be looking to save money wherever they can. One of the topics that may come up is title insurance. For instance, clients…

Two common misconceptions when ordering title insurance policies

Apr 24th, 2019 | FCT

Not everyone is an expert on title insurance, and if you’re not a title insurer, you don’t have to be. Your clients are relying on you to protect them with as much…

Are you a home owner? Take this quiz to find out how much you know about fraud!

Mar 7th, 2019 | FCT

Fraud takes on many different forms. You’ve likely heard of the most common ways people are targeted by fraudsters through email, phone, and online. One way people are targeted by fraud is…

To have and to hold… your property

Feb 14th, 2019 | FCT

Maybe you and your significant other just hit the milestone of buying your own place, or maybe you’ve owned your joint home together for years and are considering passing it down to…

How can you build a home if you don’t have access to the land?

Jan 31st, 2019 | FCT

Monica and John* purchased a vacant triangular-shaped lot to build a new home on. The only access to the lot was from one corner fronting onto the road. Attached to the offer…

When a young couple’s dream turns into a nightmare

Aug 31st, 2018 | FCT

Buying a first home is often a very exciting and joyful milestone. Unfortunately, there’s an all too common scenario—a young couple spends almost all their savings on the purchase of a new…

Why Western Protocol is not enough for your clients

Jul 5th, 2018 | FCT

Sam Jones* had been living in his home for a few years before he decided to apply for a permit to renovate his house. In reviewing his application, the city discovered that…