Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Can you lien on your title insurance policy?

May 17th, 2018 | FCT

The answer is a resounding yes! When Janice* tried to refinance her house, she discovered that there was a lien of over $2,500 registered on it. This took her by surprise as…

What’s not covered by title insurance?

Apr 27th, 2018 | FCT

Jen and Henry* saved up for years and finally bought a house, even though it needed a little work. They considered themselves pretty handy and to save a few bucks, they decided…

How much do you really know about your house?

Apr 19th, 2018 | FCT

Trent Dawson* applied for a permit to extend the deck off the back of his house. When the city reviewed his application, they discovered that the previous homeowner had built the existing…

How to spot ‘power of attorney’ fraud

Mar 1st, 2018 | Marie Taylor

Years ago, powers of attorney were commonly used in real estate transactions when an individual was incapacitated or a spouse was in the military. Now, it is not uncommon for an individual…

Residential & commercial title insurance: they’re the same, right?

Feb 16th, 2018 | FCT

Wrong! Residential and commercial real estate transactions differ by the purpose and nature of the property involved. Based on the type of transaction, the underwriting and search requirements vary as well. It’s…

6 terms every first-time homebuyer should know

Feb 8th, 2018 | FCT

Homeownership is a significant leap from renting or living with family. When you’re ready to buy your first home, there’s a lot of research involved and you could soon get overwhelmed. Don’t…

The true cost of buying a house

Feb 1st, 2018 | FCT

Buying a house is a costly endeavour, but it’s not just the price of the home to consider.  According to Canadian Real Estate Wealth Magazine, closing costs (mandatory costs related to the…

Terrifying Tales of Owning a Home Without Title Insurance

Oct 31st, 2017 | FCT

Did you know that some claims to FCT are denied because homeowners don’t actually have a title insurance policy? Homeowners often assume that the lender’s title insurance policy bought during their closing…

How Title Insurance Helps Small Business Owners

Oct 11th, 2017 | FCT

Starting a business can be risky, and small business owners may not always have enough money on hand to deal with unexpected real estate issues. When Andrea* purchased a two-story building, she was…

How do I Know if I Have Title Insurance?

Sep 27th, 2017 | FCT

It seems like an odd question – but some people who have title insurance don’t know that they have a homeowner’s title insurance policy, while many who have a lender policy believe…

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