The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Lending Professionals

Five questions to ask before you refinance your mortgage

Feb 17th, 2022 | By FCT

Mortgage refinancing offers many homeowners a powerful tool to consolidate unsecured and secured debt, get a better interest rate, or even fund large projects and investments. There are great reasons to consider refinancing,…

Real Estate

The return of foreign buyers and the Pacific market

Sep 23rd, 2021 | By FCT

Foreign buyers dominated headlines—and if those headlines are to be believed, the market, back in the early to mid-2010s. Two successive provincial governments in B.C. set up foreign buyers’ taxes in order…


Homebuyers brace for incoming stress test changes

May 27th, 2021 | By FCT

On June 1, the Bank of Canada’s mortgage stress test is getting tougher, rising to a minimum of 5.25% for an uninsured mortgage. What does that mean for you?  That might depend…


Best practices for mortgage brokers in a digital world

Feb 25th, 2021 | By FCT

Although many real estate professionals engage in customer service to some degree, few are as fully focused on it as mortgage brokers. Often an early part of the property buying process, the…


Did you know that FCT offers CE Credits?

Feb 4th, 2021 | By FCT

“An investment in knowledge pays the best interest.” – Benjamin Franklin At FCT we’re invested in providing our customers with the tools and resources they need to better serve their clients. For…

Home Owners

OneClose and what it means for you

Jan 14th, 2021 | By FCT

New condo buyers are often unpleasantly surprised by Interim Occupancy Fees. But with our recent investment in OneClose, FCT has got your back.  Buyers no longer have to worry about the interest…

Home Owners

Five steps to getting your mortgage refinance started

Jan 23rd, 2020 | By FCT

There are many reasons to refinance your home. One of the most common reasons is to get a lower interest rate than the one you initially agreed to, and pay significantly less…

Lending Professionals

How can you be a successful mortgage broker?

Aug 22nd, 2019 | By FCT

The mortgage industry is, and always has been, competitive. It’s an exciting career choice, but it’s not easy. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it…


Coffee break with Jackie Chetcuti

Jul 18th, 2019 | By FCT

Welcome to our first edition of the Coffee break series! Throughout the year, we’ll be chatting with people from different lines of business at FCT so you can learn more about who…