The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Lending Professionals

Five questions to ask before you refinance your mortgage

Feb 17th, 2022 | By FCT

Mortgage refinancing offers many homeowners a powerful tool to consolidate unsecured and secured debt, get a better interest rate, or even fund large projects and investments. There are great reasons to consider refinancing,…


Homebuyers brace for incoming stress test changes

May 27th, 2021 | By FCT

On June 1, the Bank of Canada’s mortgage stress test is getting tougher, rising to a minimum of 5.25% for an uninsured mortgage. What does that mean for you?  That might depend…


Best practices for mortgage brokers in a digital world

Feb 25th, 2021 | By FCT

Although many real estate professionals engage in customer service to some degree, few are as fully focused on it as mortgage brokers. Often an early part of the property buying process, the…


Did you know that FCT offers CE Credits?

Feb 4th, 2021 | By FCT

“An investment in knowledge pays the best interest.” – Benjamin Franklin At FCT we’re invested in providing our customers with the tools and resources they need to better serve their clients. For…

Home Owners

Five steps to getting your mortgage refinance started

Jan 23rd, 2020 | By FCT

There are many reasons to refinance your home. One of the most common reasons is to get a lower interest rate than the one you initially agreed to, and pay significantly less…

Lending Professionals

How can you be a successful mortgage broker?

Aug 22nd, 2019 | By FCT

The mortgage industry is, and always has been, competitive. It’s an exciting career choice, but it’s not easy. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it…


Three reasons you should use FCT Broker Tracker

Jan 24th, 2019 | By FCT

We launched FCT Broker Tracker earlier this week in response to the needs of our broker partners. You asked for a way to stay up-to-date on all your deals, and we delivered! FCT Broker…


A Recap of the 2017 Mortgage Fraud Summit

Oct 25th, 2017 | By Marie Taylor

On October 17th, I felt privileged to be part of a panel of industry experts at the Mortgage Professionals Mortgage Fraud Summit. The fraud summit happens every two years and it brings…

Lending Professionals

Happy International Credit Union Day!

Oct 20th, 2016 | By FCT

Today we recognize and show appreciation for the hard work and success of our valued partners in the credit union industry. FCT is proud to partner with over 300 Credit Unions nationally,…