Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Mortgage

Homebuyers brace for incoming stress test changes

May 27th, 2021 | By FCT

On June 1, the Bank of Canada’s mortgage stress test is getting tougher, rising to a minimum of 5.25% for an uninsured mortgage. What does that mean for you?  That might depend…

Mortgage

Best practices for mortgage brokers in a digital world

Feb 25th, 2021 | By FCT

Although many real estate professionals engage in customer service to some degree, few are as fully focused on it as mortgage brokers. Often an early part of the property buying process, the…

FCT

Did you know that FCT offers CE Credits?

Feb 4th, 2021 | By FCT

“An investment in knowledge pays the best interest.” – Benjamin Franklin At FCT we’re invested in providing our customers with the tools and resources they need to better serve their clients. For…

Home Owners

OneClose and what it means for you

Jan 14th, 2021 | By FCT

New condo buyers are often unpleasantly surprised by Interim Occupancy Fees. But with our recent investment in OneClose, FCT has got your back.  Buyers no longer have to worry about the interest…

Home Owners

5 things to know before refinancing your home

Jan 23rd, 2020 | By FCT

There are many reasons to refinance your home. One of the most common reasons is to get a lower interest rate than the one you initially agreed to, and pay significantly less…

Lending Professionals

How can you be a successful mortgage broker?

Aug 22nd, 2019 | By FCT

The mortgage industry is, and always has been, competitive. It’s an exciting career choice, but it’s not easy. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it…

FCT

Coffee break with Jackie Chetcuti

Jul 18th, 2019 | By FCT

Welcome to our first edition of the Coffee break series! Throughout the year, we’ll be chatting with people from different lines of business at FCT so you can learn more about who…

Real Estate

How the mortgage rules are impacting Canadians

Jun 27th, 2019 | By FCT

In the past two years the federal government has made big policy changes to the mortgage rules. This marks the seventh time that Canada has tightened mortgage rules in a decade. These…

Mortgage

Three reasons you should use FCT Broker Tracker

Jan 24th, 2019 | By FCT

We launched FCT Broker Tracker earlier this week in response to the needs of our broker partners. You asked for a way to stay up-to-date on all your deals, and we delivered! FCT Broker…

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