Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

5 things to know before refinancing your home

Jan 23rd, 2020 | FCT

There are many reasons to refinance your home. One of the most common reasons is to get a lower interest rate than the one you initially agreed to, and pay significantly less…

Is it a good idea to use your RRSPs for a down payment on a house?

Jan 2nd, 2020 | FCT

When you’re looking to purchase your first home, one of the first hurdles you’ll need to clear is putting together enough money for a down payment. Depending on where you live in…

How can you be a successful mortgage broker?

Aug 22nd, 2019 | FCT

The mortgage industry is, and always has been, competitive. It’s an exciting career choice, but it’s not easy. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it…

Coffee break with Jackie Chetcuti

Jul 18th, 2019 | FCT

Welcome to our first edition of the Coffee break series! Throughout the year, we’ll be chatting with people from different lines of business at FCT so you can learn more about who…

How the mortgage rules are impacting Canadians

Jun 27th, 2019 | FCT

In the past two years the federal government has made big policy changes to the mortgage rules. This marks the seventh time that Canada has tightened mortgage rules in a decade. These…

How our customers help define the way we do business

Feb 21st, 2019 | FCT

Customer experience is at the heart of everything we do at FCT. We started an online platform called FCT Exchange, so we could go straight to the source—our customers—to learn what we’re doing…

Three reasons you should use FCT Broker Tracker

Jan 24th, 2019 | FCT

We launched FCT Broker Tracker earlier this week in response to the needs of our broker partners. You asked for a way to stay up-to-date on all your deals, and we delivered! FCT Broker…

Want to help drive change at FCT? Join Exchange today

Aug 23rd, 2018 | FCT

Earlier this year, we launched Exchange—an online platform that allows you to share your opinions on industry topics as well as our products and services with us. It also offers you the…

Why should you know your credit score?

Jun 14th, 2018 | FCT

A credit score is basically an evaluation of your creditworthiness or the level of risk you would pose to lenders. It’s calculated based on your credit report—a file that keeps track of…