Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Coffee break with Jackie Chetcuti

Jul 18th, 2019 | FCT

Welcome to our first edition of the Coffee break series! Throughout the year, we’ll be chatting with people from different lines of business at FCT so you can learn more about who…

Common reasons for claim denials

Jul 11th, 2019 | FCT

At FCT, we often look for ways to cover your claims. However, title insurance has very specific coverages and the circumstances of a claim need to fit within the covered risks set…

How does the AIC’s rule change affect appraisers?

Apr 17th, 2019 | FCT

In February 2019, the Appraisal Institute of Canada (AIC) published a change to its rules to allow AIC members to use non-members for professional assistance in certain instances. This is allowed if…

Watch out for these signs of fraud when processing mortgages

Mar 28th, 2019 | FCT

Losses from fraud, especially in large transactions like purchases and refinances, can be significant. Whether you’re a lender, mortgage broker or mortgage specialist, it pays to be vigilant and investigate further when…

How our customers help define the way we do business

Feb 21st, 2019 | FCT

Customer experience is at the heart of everything we do at FCT. We started an online platform called FCT Exchange, so we could go straight to the source—our customers—to learn what we’re doing…

Why is FCT in the valuations space?

Sep 28th, 2018 | FCT

The answer is simple: we recognized a gap in the industry that we are uniquely positioned to help fix. As the only Office of the Superintendent of Financial Institutions (OSFI) regulated company…

Want to help drive change at FCT? Join Exchange today

Aug 23rd, 2018 | FCT

Earlier this year, we launched Exchange—an online platform that allows you to share your opinions on industry topics as well as our products and services with us. It also offers you the…

Three reasons to consider refinancing

Jul 27th, 2018 | FCT

When you refinance your home, you’re basically replacing your existing mortgage with a new one—sometimes with better terms. In most cases, the best time to refinance is when your term is up…

Marijuana, lenders and title insurance

Jul 18th, 2018 | FCT

As you may already know, starting October 17, the recreational use of marijuana will be legalized in Canada. However, growing marijuana at home is prohibited in a few provinces, including Quebec. Even…

How will the legalization of marijuana affect the real estate market?

Jun 21st, 2018 | FCT

On April 13, 2017, the federal Cannabis Act, which legalizes and regulates the recreational use of cannabis (also known as marijuana or weed) in Canada, was introduced. The government proposed to legalize…