Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Why is FCT in the valuations space?

Sep 28th, 2018 | FCT

The answer is simple: we recognized a gap in the industry that we are uniquely positioned to help fix. As the only Office of the Superintendent of Financial Institutions (OSFI) regulated company…

Want to help drive change at FCT? Join Exchange today

Aug 23rd, 2018 | FCT

Earlier this year, we launched Exchange—an online platform that allows you to share your opinions on industry topics as well as our products and services with us. It also offers you the…

Three reasons to consider refinancing

Jul 27th, 2018 | FCT

When you refinance your home, you’re basically replacing your existing mortgage with a new one—sometimes with better terms. In most cases, the best time to refinance is when your term is up…

Marijuana, lenders and title insurance

Jul 18th, 2018 | FCT

As you may already know, starting October 17, the recreational use of marijuana will be legalized in Canada. However, growing marijuana at home is prohibited in a few provinces, including Quebec. Even…

How will the legalization of marijuana affect the real estate market?

Jun 21st, 2018 | FCT

On April 13, 2017, the federal Cannabis Act, which legalizes and regulates the recreational use of cannabis (also known as marijuana or weed) in Canada, was introduced. The government proposed to legalize…

Why the appraisal industry in Canada is ready for change

Jun 8th, 2018 | FCT

Customers today want things faster than ever before—their standards are set by taxi apps, instant access to hundreds of TV shows online, and answers to any question at their fingertips. In fact,…

4 questions you should ask your mortgage broker

Jun 1st, 2018 | FCT

If you’re using a mortgage broker to either make a purchase or refinance your home, you may have one question in mind—what’s the best interest rate you can get me? While rate…

What does it take to be a successful mortgage broker?

Apr 13th, 2018 | FCT

The mortgage broker industry is, and always has been, competitive. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it can be an uphill battle when things change…

Happy International Credit Union day

Oct 19th, 2017 | FCT

Over 217 million members worldwide rely on credit unions for their financial services. Since 1948, one day every year is set aside to recognize and appreciate credit unions and their contribution to…

What We Can Learn From Toronto-Dominion Bank v. Currie

Jul 21st, 2017 | FCT

To what extent will a private lender be bound by the actions of a mortgage broker working on its behalf?  Will Canadian courts deem the broker to be an agent of the…

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