Blog
The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.
How can you be a successful mortgage broker?
Aug 22nd, 2019 | FCT
The mortgage industry is, and always has been, competitive. It’s an exciting career choice, but it’s not easy. There’s a lot to learn about different lenders, regulations, forms, etc. and occasionally it…
Coffee break with Jackie Chetcuti
Jul 18th, 2019 | FCT
Welcome to our first edition of the Coffee break series! Throughout the year, we’ll be chatting with people from different lines of business at FCT so you can learn more about who…
Common reasons for claim denials
Jul 11th, 2019 | FCT
At FCT, we often look for ways to cover your claims. However, title insurance has very specific coverages and the circumstances of a claim need to fit within the covered risks set…
How does the AIC’s rule change affect appraisers?
Apr 17th, 2019 | FCT
In February 2019, the Appraisal Institute of Canada (AIC) published a change to its rules to allow AIC members to use non-members for professional assistance in certain instances. This is allowed if…
Watch out for these signs of fraud when processing mortgages
Mar 28th, 2019 | FCT
Losses from fraud, especially in large transactions like purchases and refinances, can be significant. Whether you’re a lender, mortgage broker or mortgage specialist, it pays to be vigilant and investigate further when…
How our customers help define the way we do business
Feb 21st, 2019 | FCT
Customer experience is at the heart of everything we do at FCT. We started an online platform called FCT Exchange, so we could go straight to the source—our customers—to learn what we’re doing…
Why is FCT in the valuations space?
Sep 28th, 2018 | FCT
The answer is simple: we recognized a gap in the industry that we are uniquely positioned to help fix. As the only Office of the Superintendent of Financial Institutions (OSFI) regulated company…
Want to help drive change at FCT? Join Exchange today
Aug 23rd, 2018 | FCT
Earlier this year, we launched Exchange—an online platform that allows you to share your opinions on industry topics as well as our products and services with us. It also offers you the…
Three reasons to consider refinancing
Jul 27th, 2018 | FCT
When you refinance your home, you’re basically replacing your existing mortgage with a new one—sometimes with better terms. In most cases, the best time to refinance is when your term is up…
Marijuana, lenders and title insurance
Jul 18th, 2018 | FCT
As you may already know, starting October 17, the recreational use of marijuana will be legalized in Canada. However, growing marijuana at home is prohibited in a few provinces, including Quebec. Even…
