The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Some like it hot…or cold

Aug 13th, 2020 | FCT

“To know that FCT was here to help us out made a huge difference.” Those words were spoken by Joelle Trudeau after her furnace and air conditioner both stopped working on the…

FCT Home Protection Plan – Enjoy your home, we’ll take care of the rest

Jun 18th, 2020 | FCT

Buying a home is an exciting, life-changing event. For a first-time home-buyer, and even a more experienced one, the process can become overwhelming, especially when something goes wrong. Meet Rebecca Rose. She…

5 things to know before refinancing your home

Jan 23rd, 2020 | FCT

There are many reasons to refinance your home. One of the most common reasons is to get a lower interest rate than the one you initially agreed to, and pay significantly less…

Is it a good idea to use your RRSPs for a down payment on a house?

Jan 2nd, 2020 | FCT

When you’re looking to purchase your first home, one of the first hurdles you’ll need to clear is putting together enough money for a down payment. Depending on where you live in…

What resources can help Canadians improve their financial literacy?

Nov 1st, 2019 | FCT

In 2017, 60% of Canadians failed to pass a financial literary test consisting of true and false questions. Worse still, close to 80% of the participants rated themselves as financially literate. Clearly,…

What types of claims do we pay through Home Protection Solutions?

Oct 10th, 2019 | FCT

Did you know that a new homeowner can be free from the worry of replacing major features of their home for a year or so after buying it? That’s the peace of…

Who’s responsible if a previous homeowner didn’t close a building permit?

Aug 15th, 2019 | FCT

The short answer is: the new homeowner. But if the new homeowner has title insurance, they can get the cost of work required to close the permit covered, if the municipality forces…

What to expect from a home inspection

Aug 8th, 2019 | FCT

A home inspection is a common condition on the sale of a property. It gives new homeowners peace of mind to know that a professional has checked the house from top to…

What to look out for when viewing a potential home

Jul 25th, 2019 | FCT

When you’re shopping for your dream home, it’s an exciting, but challenging time. Between a fresh coat of paint and luxurious washrooms, it’s easy to get distracted by the aesthetics. But beware…