Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

What types of claims do we pay through Home Protection Solutions?

Oct 10th, 2019 | FCT

Did you know that a new homeowner can be free from the worry of replacing major features of their home for a year or so after buying it? That’s the peace of…

Who’s responsible if a previous homeowner didn’t close a building permit?

Aug 15th, 2019 | FCT

The short answer is: the new homeowner. But if the new homeowner has title insurance, they can get the cost of work required to close the permit covered, if the municipality forces…

What to expect from a home inspection

Aug 8th, 2019 | FCT

A home inspection is a common condition on the sale of a property. It gives new homeowners peace of mind to know that a professional has checked the house from top to…

What to look out for when viewing a potential home

Jul 25th, 2019 | FCT

When you’re shopping for your dream home, it’s an exciting, but challenging time. Between a fresh coat of paint and luxurious washrooms, it’s easy to get distracted by the aesthetics. But beware…

Selling your home? Here’s what you should do

May 30th, 2019 | FCT

According to a recent RBC Home Ownership poll conducted by Ipsos, Canadians see the real-estate market as being balanced between buyers and sellers for the first time in five years. While the…

Four tips to improve your credit score

May 16th, 2019 | FCT

You may be looking for a loan to buy anything from a car to a home, and only one thing stands in the way of you getting the best deal—your credit score….

Spotlight claim: real estate fraud

Apr 4th, 2019 | FCT

Rita* purchased her dream property in 2010. Several years later, she was served with a statement of claim in relation to two mortgages that had been registered in 2015. The lender was…

Are you ready to buy your first home? Here’s what you need to know

Mar 1st, 2019 | FCT

If you’re about to buy your first home, congratulations! It’s a huge milestone and likely one of the biggest investments you’ll make in your life. Between your realtor, lender or mortgage broker,…

The most common cyber threats you should watch out for

Oct 4th, 2018 | FCT

The internet plays a big role in our everyday lives. We’re able to get our daily news online, do our banking, and communicate with each other, all with a click of a…

How much do you really know about your house?

Apr 19th, 2018 | FCT

Trent Dawson* applied for a permit to extend the deck off the back of his house. When the city reviewed his application, they discovered that the previous homeowner had built the existing…