Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Coffee break with Jackie Chetcuti

Jul 18th, 2019 | FCT

Welcome to our first edition of the Coffee break series! Throughout the year, we’ll be chatting with people from different lines of business at FCT so you can learn more about who…

Common reasons for claim denials

Jul 11th, 2019 | FCT

At FCT, we often look for ways to cover your claims. However, title insurance has very specific coverages and the circumstances of a claim need to fit within the covered risks set…

What you need to know before buying a home

Jul 4th, 2019 | FCT

According to the Canadian Mortgage and Housing Corporation (CMHC)’s annual Mortgage Consumer Survey, more than 1/3 of home buyers felt concerns or uncertainty about buying a home, such as unforeseen costs, finding the…

How the mortgage rules are impacting Canadians

Jun 27th, 2019 | FCT

In the past two years the federal government has made big policy changes to the mortgage rules. This marks the seventh time that Canada has tightened mortgage rules in a decade. These…

Title insurance vs home insurance–what’s the difference?

Jun 20th, 2019 | FCT

While title insurance and home insurance are two distinct and varied types of insurance, many Canadian homeowners think they are one and the same. Unfortunately, if you don’t understand the difference between…

Refinancing your home? Here are five things you should consider

Jun 13th, 2019 | FCT

Refinancing is a way that many Canadians consolidate their debt to take advantage of lower interest rates and reduce the number of payments they make each month. Refinancing a mortgage allows homeowners…

Our holistic approach to commercial title insurance coverage

Jun 6th, 2019 | FCT

When it comes to protecting their clients, some legal professionals believe that a single-risk policy like a “survey replacement” or “registration gap” policy coupled with a title opinion is enough. Others prefer…

Selling your home? Here’s what you should do

May 30th, 2019 | FCT

According to a recent RBC Home Ownership poll conducted by Ipsos, Canadians see the real-estate market as being balanced between buyers and sellers for the first time in five years. While the…

Do your clients really need title insurance?

May 23rd, 2019 | FCT

When your clients are purchasing a new property, they may be looking to save money wherever they can. One of the topics that may come up is title insurance. For instance, clients…

Four tips to improve your credit score

May 16th, 2019 | FCT

You may be looking for a loan to buy anything from a car to a home, and only one thing stands in the way of you getting the best deal—your credit score….