The refinance program allows you to quote customers’ closing costs up front, which helps them manage their budget.
Refinancing Made Easy With FCT
Give your mortgage team the right support to get the job done seamlessly, accurately, and secure.
Process refinances faster and easier
We take care of all required searches, documentation, funding, and registration allowing your team to focus on your clients.

Here’s why lenders choose FCT to streamline their non-purchase mortgages
Canada’s top banks, national lending institutions, and credit unions use FCT’s in-house refinance program.
Cost certainty and transparency
Streamlined process
Our end-to-end solution completes mortgage documents and title searches, keeping your team as the single point of contact for your clients.
Lender protection
Each transaction includes a lender title insurance policy from FCT to protect lenders against unforeseen title issues.
Improved client experience
All transaction details are handled in a single and secure location, removing any document handling challenges.
What’s in it for you?
Let’s work together to create happier, more engaged clients. Here’s what a streamlined, more efficient process leads to.

Clients Will Thank You
Competitive fixed cost allows clients to budget and keep more money in their pockets. There are no surprises when the deal closes.

Single Point of Contact
There’s nothing worse than bouncing from one person to another. Let's eliminate that. Your team is the main point of contact.

Client Referrals
By creating a better refinancing experience, you create happier clients. Happy clients are more likely to refer your team to friends and family.

Client Retention
Helping clients through a smooth non-purchase mortgage shows you care. Clients will come back for further support
Find out how the program works.
Connect with us to learn more about our in-house refinance program solutions.
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