The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

Suspicion of fraud? Why denying a policy may benefit both lawyer and lender

Mar 18th, 2014 | Paul Miron

It is difficult to pick up a newspaper today, and not see an article relating to real estate title fraud. While consumers or lenders can rest more easily if they have a…

My “too good to be true” deal by Tony Spagnuolo, B.A., J.D.

Mar 11th, 2014 | FCT

As a real estate lawyer based in Vaughan, Ontario I have a number of clients who are private lenders. Working for private lenders for many years, I have become accustomed to some…

Title fraud – my experience by Mayor Fred Weekley, District of Katepwa Beach, Saskatchewan

Mar 3rd, 2014 | FCT

I am fortunate to be the Mayor of the beautiful resort and retirement District of Katepwa Beach located on Katepwa Lake roughly 100 km east of Regina nestled in the Qu’Appelle valley….

Commercial title insurance landscape

Feb 25th, 2014 | Paul Miron

When I started private practice in the mid 1980s I learned the ins and outs of the commercial real estate market pre-title insurance. Back then we used to have to write away…


Feb 18th, 2014 | Michael LeBlanc

I recently received a thank you note from someone I helped several months ago. To be honest, I had forgotten about helping until I was reminded. At the time, I really didn’t…

Mortgages – Where is tomorrow’s demand?

Feb 11th, 2014 | Daniela DeTommaso

In an earlier post, we touched on the importance of mortgage assets for lenders, but recognized the fact that demand for mortgages at the borrowing end could be constrained in future as…

Who wants a mortgage anyway?

Feb 4th, 2014 | Paul Miron

Well the answer seems to be everyone. Mortgages are an ideal creation for both borrowers and lenders. They are the vehicle that drives the dream of home ownership into a reality. They…

How do you move a downtown?

Jan 28th, 2014 | FCT

In the wake of yet another tragic event in my home province of Quebec at L’isle Vert, it is poignant to remember that it was less than a year ago that the…

Title insurance and squatter’s rights (adverse possession) – a shield, not a sword

Jan 21st, 2014 | John Tracy

In a recent Toronto Star article titled “You can still lose land through squatter’s rights” he deals with the legal concept of adverse possession.” , the author – Mark Weisleder clearly and…

Prospering in the face of reduced mortgage volumes

Jan 14th, 2014 | Daniela DeTommaso

The year 2013 wasn’t bad. The Canadian housing bubble did not burst, interest rates stayed in check and the economy seemed resilient and stable. But, we did watch mortgage volumes diminish. Some…