When your mortgage broker partners with FCT, they're choosing a team that helps simplify one of the most important parts of your mortgage journey: closing.
Whether you're renewing your mortgage, refinancing, or switching lenders, there's a lot happening behind the scenes before closing day. While your broker helps you explore your options and choose the mortgage solution that's right for you, we work alongside them and your lender to help bring everything together.
It's a partnership designed to create a smoother experience—for you, your broker, and your lender.
If you're new to the renewal process or want to better understand what happens before closing, we've outlined each step in Renewing your mortgage? Here's what happens next.
Your broker is your trusted advisor throughout the mortgage process.
They'll take the time to understand your goals, compare mortgage options, answer your questions, and recommend a solution that fits your needs. Whether you're renewing your mortgage, switching lenders, or refinancing your home, your broker is there to guide you every step of the way.
Once you've decided on the right path, they work closely with your lender and FCT to help move your mortgage toward closing.
Your lender reviews your application, approves your mortgage, and provides the financing needed to complete your transaction.
Throughout the process, your lender also works closely with your broker and FCT to ensure everything is ready for your scheduled closing date.
Every mortgage renewal or refinance involves dozens of moving parts behind the scenes.
That's where we come in.
Depending on your lender and the type of transaction, we help coordinate many of the steps required to complete your mortgage. That may include preparing the documents you’ll need to sign, completing title work, requesting payout information from your existing lender and coordinating your signing. We also work closely with your lender to help keep your mortgage on track for closing.
Much of what we do happens behind the scenes, but every step is focused on making the closing process as smooth and straightforward as possible.
If we're helping with your mortgage, we'll keep you informed as your transaction progresses.
You may receive emails requesting information, instructions for your signing appointment, or updates on the next steps before closing. If we need anything from you, responding promptly helps keep your mortgage moving forward.
If you ever have questions about your mortgage options, interest rate, or financial advice, your broker remains your best resource. They're there to help you make informed decisions, while we're here to help coordinate the closing process.
At FCT, we believe great mortgage experiences happen when everyone works together.
Your broker helps you choose the right mortgage solution. Your lender provides the financing. We help coordinate many of the details that bring everything together behind the scenes.
Together, we're working toward the same goal: helping your mortgage close as smoothly as possible, so you can focus on what comes next.
Insurance by FCT Insurance Company Ltd. Services by First Canadian Title Company Limited. The services company does not provide insurance products. This material is intended to provide general information only. For specific coverage and exclusions, refer to the applicable policy. Copies are available upon request. Some products/services may vary by province. Prices and products/services offered are subject to change without notice.
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