Blog

The FCT blog aims to answer your industry questions, examine current market trends and provide key information on the value of our products and services.

The FCT blog does not represent a single author or opinion. Instead, it represents the collective voice and experience of FCT’s dedicated niche experts.

What’s the difference between secured and unsecured debt?

Mar 29th, 2018 | FCT

The average Canadian carries a lot of debt. According to Statistics Canada, in 2016, the national average debt-to-disposable-income ratio was 172.1%. This means there was $1.72 in secured and unsecured debt for…

Protect yourself from foreclosure fraud

Mar 22nd, 2018 | FCT

Maybe you or your spouse lost a job recently or you had a large unexpected expense. The unpaid bills are piling up and you’ve defaulted on your mortgage payments. Now you’re in…

Straw buyer fraud: it’s too good to be true!

Mar 15th, 2018 | FCT

Have you ever had a client come into your office to retain your services–someone you’ve never worked with before; you’re not sure how they were referred; and the talking and negotiating is…

What is synthetic identification fraud?

Mar 8th, 2018 | FCT

You may be wondering, what is a synthetic identity? A synthetic identity is when a fraudster uses real and fake identification (ID) to create an entirely new identity. Virtually untraceable, this type…

How to spot ‘power of attorney’ fraud

Mar 1st, 2018 | Marie Taylor

Years ago, powers of attorney were commonly used in real estate transactions when an individual was incapacitated or a spouse was in the military. Now, it is not uncommon for an individual…

We’re invested in your success

Feb 26th, 2018 | FCT

We’re invested in you—our customers, colleagues and community. We’re committed to your success and aim to make every interaction with you memorable. Using our technology and expertise, we help make you more…

Battling mortgage fraud in the age of digital mortgages

Feb 23rd, 2018 | Ryan Lambert

It’s rare to go a week without seeing a headline around housing affordability, regardless of where you live in Canada. While there is always the “tale of two markets” for Vancouver and…

Residential & commercial title insurance: they’re the same, right?

Feb 16th, 2018 | FCT

Wrong! Residential and commercial real estate transactions differ by the purpose and nature of the property involved. Based on the type of transaction, the underwriting and search requirements vary as well. It’s…

6 terms every first-time homebuyer should know

Feb 8th, 2018 | FCT

Homeownership is a significant leap from renting or living with family. When you’re ready to buy your first home, there’s a lot of research involved and you could soon get overwhelmed. Don’t…

The true cost of buying a house

Feb 1st, 2018 | FCT

Buying a house is a costly endeavour, but it’s not just the price of the home to consider.  According to Canadian Real Estate Wealth Magazine, closing costs (mandatory costs related to the…

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